Discovery Health Insights: Pregnancy and birth rates higher than global benchmarks for medical scheme members funding infertility treatment through the DHMS 'Assisted Reproductive Therapy Benefit'

Researchers: Discovery Health's Josie Grubb (Actuarial Analyst), Anesu Williams (Actuary), Dr Noluthando Nematswerani (Chief Clinical Officer), Amalia Theologides (Content Lead), Shirley Collie (Chief Health Research Actuary), Lara Wayburne (Chief Health Intelligence Actuary)

April 2025

What Is The Study About?

This study highlights the success of the infertility treatment funded by the Assisted Reproductive Therapy Benefit introduced by Discovery Health Medical Scheme (DHMS) in 2021. This benefit helps members fund treatments like in vitro fertilization (IVF), intrauterine insemination (IUI) and more.

Why Is This Important?

Infertility affects one in six couples in South Africa. Certain types of infertility can be addressed through in vitro fertilization (IVF) and intra uterine insemination (IUI), but many people may struggle to fund this form of treatment, which may often be funded out-of-pocket.

What We Know…

The Assisted Reproductive Therapy (ART) benefit was introduced by Discovery Health Medical Scheme (DHMS) in 2021 to assist members struggling with infertility to fund treatment costs. The benefit is offered to qualifying members between the ages of 25 and 50 years who are on the Comprehensive and Executive DHMS benefit options. These benefits are funded at SASREG (South African Society for Reproductive Medicine and Gynaecological Endoscopy) accredited facilities only.

What Was Discovered…

In 2022, there were 661 members using the ART Benefit. Most of these members (88%) claimed for IVF. IUI and egg donation and storage made up 5% and 6% of claims respectively. The average age of members who used the ART benefit was 36 years in both 2021 and 2022. When looking at the utilisation for IVF and IUI, which comprises majority of the claims under this benefit, we see that most claimants (45% - 46%) are between the ages of 35 and 39 years.

In 2022, the youngest DHMS member to use ART was a 12-year-old member who used the benefit to freeze her eggs due to her needing to undergo oncology treatment. Cryopreservation is the freezing and storage of eggs or sperm until such time as one wishes to conceive. Cover for fertility treatment through the Assisted Reproductive Therapy Benefit has helped many DHMS members to fall pregnant and give birth.

• In 2021, 70% of members (327) members who claimed for infertility treatment under this Benefit fell pregnant and 50% gave birth (236).

• In 2022, 64% (548) of members fell pregnant, and 46% (393) gave birth. Looking at 2021 and 2022, it is interesting to note that success rates for IVF covered through the DHMS ART benefit are significantly higher than success rates published by the Society for Assisted Reproductive Technology (SART), with birth rates used as a measure of success. The SART is a US-based society for ART clinics.

• DHMS success rates surpass those published by SART at each age band. The differential between DHMS and SART rates are higher for older lives undergoing fertility treatment, at least double for members over the age of 38 years.

  
  

DHMS success rates for 2021 and 2022 also surpass those for ART treatment in Africa, as reported in the 2020 African Network and Registry for ART (ANARA) report (the most recent report available at the time of our analysis) where success rates are defined as the proportion of ART patients who fell pregnant. ANARA releases reports on ART treatments based on ART cycle data from participating centres across Africa. The 2020 report incorporates data from 67 centres in 15 countries with a total of 37,063 procedures. SASREG accredited facilities also report their cycle data to ANARA. South Africa accounted for 22% of the 2020 procedures analysed in the ANARA report.

The overall birth rate for 2020 as reported by ANARA across a range of age bands was 28.1%. This birth rate is lower than the overall DHMS birth rate of 54% in 2021 and 51% in 2022. It is also lower than the DHMS birth rate for females over the age of 40 (the likelihood of successful ART diminishes with age), which was 35% in 2021 and 41% in 2022.

It is important to note that DHMS offers egg donation as an option for members, while the ANARA data analysed here is for the transfer of a woman's own embryo only. The ANARA report shows better birth outcomes for singleton births compared to multiple births. The proportion of preterm births (before 37 weeks) increases for twins, triplets and other multiples, with a higher risk of perinatal mortality in these cases.

Overall health and wellbeing may also have an impact upon the chances of success in fertility treatment. Many DHMS members are also members of Vitality. In 2022, there were 139 highly engaged Vitality members and 140 unengaged members claiming for ART benefits. Our analysis found that highly engaged members had a higher proportion of pregnancies and successful births compared to the unengaged cohort. This may be indicative of a correlation between health status and successful ART outcomes. These findings highlight the importance of adopting or maintaining healthy habits, such as regular exercise and balanced nutrition, for individuals undergoing ART treatment. These practices could potentially enhance the likelihood of achieving a successful pregnancy and birth.

The Future/ Possible Solutions…

Since inception in 2021, the DHMS Assisted Reproductive Therapy Benefit has opened the door for many of our members to access infertility treatment, which may have been otherwise financially unattainable. Rates of successful pregnancies and births for Scheme members in 2021 and 2022 are encouraging, surpassing international benchmarks. This outcome could be attributed to good patient selection and adherence to sound clinical guidelines at participating SASREG Accredited facilities. Our analysis also shows the value of engaging in healthy habits to potentially improve the chances of successful ART.